​Brentwood Baptist Church Federal CreditUnion
Office:7138521459

TRUTH-IN-SAVINGS RATES
FOR SHARE (SAVINGS) and Club accounts


The rates and fees contained in this Schedule are accurate as of May 1, 2017. For current information call the Credit Union at (713) 852-1459. This Rate and Fee Schedule and Account Disclosures sets forth certain conditions, rates, fees and charges applicable to your Share (Savings) Accounts, Club Accounts and Share Certificates at Brentwood Baptist Church Federal Financial Credit Union, and is incorporated as part of your Account Agreement with us. *Fees could reduce the earnings on the account. **Rates may change after account is opened. Minimum Balance Requirements $5 to open average daily balance for entire period to obtain disclosed APY.


Account                                     Dividend Rate                    Annual Percentage Yield (APY)
Share (savings)
  $100.00  - 3,000.00                   0.05%                                   0.05%


  $3,000.01  - 6,000.00                0.10%                                   0.10%

 $6,000.01  - 10,000.00               0.15%                                   0.15%

  $10,000.01  - above                  0.25%                                   0.25%

 
Club Accounts,  Share account required with minimum balance of $25.00

(Christmas  and  Vacation)        0.50%                                     0.50%           

    
New Share Certificate (CD), $500 to open and to obtain disclosed APY.  Higher deposit will result in higher rates. Rate determined at the time of purchase.


                                                               Dividend Rate                    Annual Percentage Yield (APY)               

 6 month Share Certificate (CD)            0.05%                                  0.05%

12 month Share Certificate (CD)           0.25%                                  0.25%

18 month Share Certificate (CD)           0.50%                                 0.50%

24 month Share Certificate (CD)          1.00%                                  1.00%

 
Loan Rates

SAVINGS (SHARE) SECURED  - Up to 90% of share balance - 6.00 APR%

SIGNATURE LOANS  - $100 & up 13.00% to 18.00% APR

Auto Loans

 2.99% to 16.99% APR for new

  3.99% to 17.25% APR for used


Fee Schedule

Returned Check Fee - $30 if a check is returned
Loan Late Charge - $30 if loan payment is 15 or more days late from the due date
Collection Agency Fees - all costs of collecting the amount you owe including court costs
Collection Attorney Fees - all costs of collecting the amount you owe including court costs and reasonable attorney fees
Auto Repo Fees – all cost of repossession of the automobile including towing, storage, court cost and reasonable attorney fees

  The rates and fees contained in this Schedule are accurate as of May 1, 2017. For current information, call your Credit Union at

(713) 852-1459. This Rate and Fee Schedule and Account Disclosure sets forth certain conditions, rates, fees and charges applicable to your Share (Savings) Accounts and Club Accounts at Brentwood Baptist Church Federal Credit Union and is incorporated as part of your Account Agreement with us.